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[ad_1] Those in the market to buy a new home may have a tougher time getting a mortgage approved, a latest mortgage survey shows. Feedback from an October survey of 60 nationwide mortgage advisers by Tony Alexander and mortgages.co.nz shows banks are still willing to lend money – but their assessment of how much money…
[ad_1] Mortgage Express announces the recent appointment of Mark Thompson, Mortgage Adviser based in Christchurch. Mark joins Mortgage Express with close to 30 years’ finance experience, having worked for three main finance institutions in a number of roles. Most recently he was a mobile mortgage manager and a senior commercial manager. “I have entered the…
[ad_1] Mortgage Express is pleased to announce the appointment of Stuart Dawe, Mortgage Adviser based in Christchurch. Prior to joining Mortgage Express, Stuart worked as an Authorised Financial Adviser at Kiwibank for 8 years, and brings a wealth of experience and expertise in funds management, financial planning, budgeting and investment services. “I have a very…
The Official Cash Rate has this morning been left on hold by the Reserve Bank at 3 per cent. Such a hold was widely expected, with market economists all but unanimous that Reserve Bank Governor Bollard will not raise the official cash rate again until March next year. The average expectation among 11 forecasters polled…
Hi all, sorry about the lack of posting on here lately. There has been alot going on. In through this is the creation of a new website which will be launched next month if all goes well which i am hoping will allow all people involved with Real Estate be involved and tell there story….
‘Buy a few investment properties. The rent will pay the mortgage, then later you can enjoy the capital gain’. Well – it seemed a good idea at the time. But the current recession is bringing things home to roost for many who speculated on property in the years leading up to 2007. Unprecedented numbers of…
Buying a home is a big financial commitment and is going to impact your life for a good part of your adult life. And usually we don’t have enough money to go out and buy a home. So we need to finance this. What’s this? It’s a loan. When you buy a home you usually…
Here is an interesting article from the Herald Website: Baby boomers are returning to the housing market in droves – but younger first home buyers are still doing it tough. Mortgage applications last month were up 38 per cent compared to the same month last year, and were the highest monthly total since November 2007….
PRINT THIS OUT AND KEEP! I have had too many people emailing me over the past few weeks asking about budgeting and there seems to be hundreds of people searching on how to budget and how to save money etc. There seems to be a trend and people want to know how to deal with…
Yesterday the ANZ National Bank announced property loans will now have to have a 20% deposit. Now this closes up the banks and means that lending in throughout New Zealand is tightening up and buying is becoming a lot more difficult. The 20% deposit in many cases will now need to be savings which means…
BNZ is throwing down the gauntlet to other banks in slashing its lowest mortgage rate today to below 7 per cent. The ‘mortgage rates war’ was a key battleground four years ago when BNZ and ASB went at it hammer andtongs in the spring of 2004. That tussle over 2 year fixed rates gave the…
A mortgage is a lien on a property/house that secures a loan and is paid in instalments over a set period of time. The mortgage secures your promise that you’ll repay the money you’ve borrowed to buy your home. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. Make…
I was today looking through articles online on The Heralds Website. This article hit me in the face. Its sad to see this. But its a fact of where we are at the moment in the market. $375k house – costs $900 a week Soaring interest rates will see Kiwis fork out almost a billion…